Retirement plan

DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP 401(K) PROFIT SHARING PLAN

Name: DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP - DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP 401(K) PROFIT SHARING PLAN, DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP

DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLPEIN 52-1800374Plan #001PY 2025

17251 MELFORD BLVD STE 200 - BOWIE, MD 20715301-352-4959decarodoran.comLinkedIn11-50 employeeslaw practice

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$11.3M

-26.1% from 2024

Total participants

-10.7% from 2024

Average account balance

$241,362

-15.1% from 2024

Annual return

10.74%

-0.44 pp from 2024

Benchmarks

See 17,179 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort17,179 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$241K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$491K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$131557

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$6.2M

$123663 / participant

Other / not subdivided$6M100.0%

% of EOY assets

54.506%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$241,362

$106,864+125.9%

$147,318+63.8%

$82,637+192.1%

Participation rate

94.0%

75.5%+18.5pp

82.1%+11.9pp

68.1%+25.9pp

Annual return

10.74%

27.49%-16.7pp

70.43%-59.7pp

53.51%-42.8pp

Employer contribution / active EE

$2,748

$3,417-19.6%

$4,593-40.2%

$2,552+7.7%

Participant deferral / active EE

$7,073

$6,496+8.9%

$7,906-10.5%

$4,126+71.4%

Admin fee / account holder

$131,557

$8,415+1463.4%

$13,708+859.7%

$7,339+1692.6%

DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DECARO, DORAN, SICILIANO, GALLAGHER & DEBLASIS, LLP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion