Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,997 | $160,070-48.1% | $147,117-43.6% | $145,897-43.1% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 21.86% | 98.69%-76.8pp | 420.54%-398.7pp | 552.29%-530.4pp |
| Employer contribution / active EE | $4,695 | $5,285-11.2% | $4,932-4.8% | $4,663+0.7% |
| Participant deferral / active EE | $6,387 | $8,419-24.1% | $8,065-20.8% | $6,689-4.5% |
| Admin fee / account holder | $2,516 | $15,035-83.3% | $12,993-80.6% | $13,390-81.2% |