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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,541 | $185,312+128.6% | $161,489+162.3% | $154,746+173.7% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.7%+15.4pp | 80.7%+13.4pp |
| Annual return | 12.78% | 103.84%-91.1pp | 89.72%-76.9pp | 172.34%-159.6pp |
| Employer contribution / active EE | $6,574 | $4,769+37.8% | $4,268+54.0% | $4,379+50.1% |
| Participant deferral / active EE | $9,682 | $6,350+52.5% | $5,630+72.0% | $6,730+43.9% |
| Admin fee / account holder | $93,976 | $18,654+403.8% | $16,006+487.1% | $14,365+554.2% |