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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,541 | $181,062+133.9% | $158,223+167.7% | $155,188+172.9% |
| Participation rate | 94.1% | 82.7%+11.5pp | 79.2%+14.9pp | 80.8%+13.3pp |
| Annual return | 12.78% | 57.39%-44.6pp | 52.09%-39.3pp | 148.84%-136.1pp |
| Employer contribution / active EE | $6,574 | $4,565+44.0% | $4,109+60.0% | $4,248+54.8% |
| Participant deferral / active EE | $9,682 | $6,134+57.8% | $5,467+77.1% | $6,531+48.2% |
| Admin fee / account holder | $93,976 | $18,825+399.2% | $16,047+485.6% | $14,480+549.0% |