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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,365 | $106,749-38.8% | $145,433-55.1% | $82,448-20.7% |
| Participation rate | 95.6% | 75.6%+19.9pp | 82.1%+13.4pp | 68.1%+27.5pp |
| Annual return | 16.99% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.6pp |
| Employer contribution / active EE | $2,934 | $3,444-14.8% | $4,554-35.6% | $2,551+15.0% |
| Participant deferral / active EE | $6,180 | $6,519-5.2% | $7,897-21.7% | $4,139+49.3% |
| Admin fee / account holder | $4,782 | $8,390-43.0% | $13,129-63.6% | $7,234-33.9% |