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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,370 | $80,763+32.9% | $102,412+4.8% | $74,459+44.2% |
| Participation rate | 48.3% | 65.7%-17.4pp | 74.5%-26.2pp | 67.2%-18.9pp |
| Annual return | 12.53% | 27.57%-15.0pp | 24.94%-12.4pp | 1369.70%-1357.2pp |
| Employer contribution / active EE | $2,343 | $3,160-25.8% | $3,870-39.5% | $2,626-10.8% |
| Participant deferral / active EE | $5,386 | $3,862+39.5% | $5,060+6.4% | $4,350+23.8% |
| Admin fee / account holder | $24,183 | $2,371+919.8% | $8,388+188.3% | $1,945+1143.5% |