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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,261 | $72,177+55.5% | $115,037-2.4% | $59,633+88.3% |
| Participation rate | 76.8% | 72.6%+4.3pp | 81.4%-4.5pp | 68.7%+8.2pp |
| Annual return | 1.12% | 12.02%-10.9pp | 26.14%-25.0pp | 2041.40%-2040.3pp |
| Employer contribution / active EE | $4,555 | $2,841+60.3% | $4,608-1.1% | $2,203+106.8% |
| Participant deferral / active EE | $3,827 | $4,783-20.0% | $6,026-36.5% | $3,192+19.9% |
| Admin fee / account holder | $5,267 | $4,927+6.9% | $8,175-35.6% | $4,297+22.6% |