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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,937 | $154,228+67.2% | $145,433+77.4% | $137,256+87.9% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 13.54% | 74.59%-61.0pp | 66.58%-53.0pp | 220.34%-206.8pp |
| Employer contribution / active EE | $7,273 | $4,804+51.4% | $4,554+59.7% | $4,156+75.0% |
| Participant deferral / active EE | $8,188 | $8,216-0.3% | $7,897+3.7% | $6,407+27.8% |
| Admin fee / account holder | $2,131 | $14,344-85.1% | $13,129-83.8% | $12,270-82.6% |