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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,340 | $162,967+27.8% | $135,792+53.4% | $138,895+50.0% |
| Participation rate | 84.2% | 78.3%+5.9pp | 72.6%+11.6pp | 79.9%+4.3pp |
| Annual return | 18.59% | 30.08%-11.5pp | 25.96%-7.4pp | 145.39%-126.8pp |
| Employer contribution / active EE | $7,722 | $4,211+83.4% | $3,496+120.9% | $4,194+84.1% |
| Participant deferral / active EE | $10,267 | $5,640+82.0% | $4,759+115.7% | $6,396+60.5% |
| Admin fee / account holder | $8,326 | $15,306-45.6% | $12,266-32.1% | $12,562-33.7% |