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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,893 | $102,422+153.7% | $147,117+76.7% | $80,959+221.0% |
| Participation rate | 97.4% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 12.49% | 135.16%-122.7pp | 420.54%-408.1pp | 35.67%-23.2pp |
| Employer contribution / active EE | $5,715 | $3,717+53.7% | $4,932+15.9% | $2,757+107.3% |
| Participant deferral / active EE | $11,998 | $6,652+80.4% | $8,065+48.8% | $4,300+179.0% |
| Admin fee / account holder | $56,743 | $7,953+613.4% | $12,993+336.7% | $6,925+719.4% |