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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,893 | $102,429+153.7% | $147,096+76.7% | $80,925+221.2% |
| Participation rate | 97.4% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 12.49% | 135.02%-122.5pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $5,715 | $3,716+53.8% | $4,936+15.8% | $2,756+107.3% |
| Participant deferral / active EE | $11,998 | $6,649+80.5% | $8,071+48.7% | $4,299+179.1% |
| Admin fee / account holder | $56,743 | $7,957+613.1% | $13,005+336.3% | $6,940+717.6% |