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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,372 | $106,749+159.8% | $145,433+90.7% | $82,448+236.4% |
| Participation rate | 95.2% | 75.6%+19.6pp | 82.1%+13.1pp | 68.1%+27.2pp |
| Annual return | 17.19% | 27.59%-10.4pp | 66.58%-49.4pp | 41.64%-24.4pp |
| Employer contribution / active EE | $6,252 | $3,444+81.5% | $4,554+37.3% | $2,551+145.1% |
| Participant deferral / active EE | $11,394 | $6,519+74.8% | $7,897+44.3% | $4,139+175.3% |
| Admin fee / account holder | $5,986 | $8,390-28.7% | $13,129-54.4% | $7,234-17.3% |