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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,585 | $254,759-50.7% | $216,567-42.0% | $198,609-36.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 11.17% | 10.04%+1.1pp | 12.94%-1.8pp | 202.70%-191.5pp |
| Employer contribution / active EE | $2,838 | $6,096-53.4% | $5,216-45.6% | $5,055-43.9% |
| Participant deferral / active EE | $16,045 | $6,948+130.9% | $6,191+159.2% | $6,977+130.0% |
| Admin fee / account holder | $4,020 | $26,311-84.7% | $21,981-81.7% | $19,030-78.9% |