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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,585 | $199,109-36.9% | $173,730-27.7% | $154,746-18.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 11.17% | 20.02%-8.9pp | 19.96%-8.8pp | 172.34%-161.2pp |
| Employer contribution / active EE | $2,838 | $5,311-46.6% | $4,577-38.0% | $4,379-35.2% |
| Participant deferral / active EE | $16,045 | $7,113+125.6% | $6,326+153.6% | $6,730+138.4% |
| Admin fee / account holder | $4,020 | $20,916-80.8% | $17,523-77.1% | $14,365-72.0% |