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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,637 | $183,516+128.7% | $155,534+169.8% | $145,884+187.7% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 10.59% | 61.43%-50.8pp | 64.92%-54.3pp | 551.85%-541.3pp |
| Employer contribution / active EE | $4,192 | $5,315-21.1% | $4,675-10.3% | $4,662-10.1% |
| Participant deferral / active EE | $8,181 | $6,467+26.5% | $5,630+45.3% | $6,690+22.3% |
| Admin fee / account holder | $7,038 | $19,293-63.5% | $15,900-55.7% | $13,392-47.4% |