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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,888 | $126,661-5.3% | $113,397+5.7% | $138,895-13.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 9.12% | 25.05%-15.9pp | 23.20%-14.1pp | 145.39%-136.3pp |
| Employer contribution / active EE | $6,499 | $3,456+88.0% | $2,977+118.3% | $4,194+54.9% |
| Participant deferral / active EE | $9,381 | $5,693+64.8% | $5,076+84.8% | $6,396+46.7% |
| Admin fee / account holder | $25,714 | $14,549+76.7% | $11,957+115.1% | $12,562+104.7% |