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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,363 | $57,590-66.4% | $86,233-77.5% | $82,448-76.5% |
| Participation rate | 55.4% | 57.9%-2.5pp | 69.0%-13.7pp | 68.1%-12.7pp |
| Annual return | 21.91% | 22.41%-0.5pp | 61.39%-39.5pp | 41.64%-19.7pp |
| Employer contribution / active EE | $680 | $1,655-58.9% | $2,504-72.8% | $2,551-73.3% |
| Participant deferral / active EE | $3,946 | $3,080+28.1% | $4,559-13.4% | $4,139-4.7% |
| Admin fee / account holder | $8 | $4,730-99.8% | $8,342-99.9% | $7,234-99.9% |