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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,363 | $60,442-68.0% | $96,754-80.0% | $87,485-77.9% |
| Participation rate | 55.4% | 58.7%-3.4pp | 70.3%-14.9pp | 68.9%-13.6pp |
| Annual return | 21.91% | 21.97%-0.1pp | 82.04%-60.1pp | 26.06%-4.2pp |
| Employer contribution / active EE | $680 | $1,691-59.8% | $2,679-74.6% | $2,596-73.8% |
| Participant deferral / active EE | $3,946 | $3,280+20.3% | $4,758-17.1% | $4,274-7.7% |
| Admin fee / account holder | $8 | $5,069-99.8% | $8,905-99.9% | $7,775-99.9% |