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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,553 | $108,912+274.2% | $100,383+306.0% | $145,959+179.2% |
| Participation rate | 93.3% | 83.0%+10.4pp | 81.5%+11.8pp | 80.3%+13.0pp |
| Annual return | 12.02% | 57.96%-45.9pp | 49.26%-37.2pp | 561.95%-549.9pp |
| Employer contribution / active EE | $4,356 | $4,423-1.5% | $3,944+10.4% | $4,661-6.5% |
| Participant deferral / active EE | $11,346 | $8,451+34.3% | $8,086+40.3% | $6,689+69.6% |
| Admin fee / account holder | $18,049 | $9,690+86.3% | $7,900+128.5% | $13,398+34.7% |