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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,074 | $160,070+198.7% | $147,117+225.0% | $145,897+227.7% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 37.78% | 98.69%-60.9pp | 420.54%-382.8pp | 552.29%-514.5pp |
| Employer contribution / active EE | $13,737 | $5,285+160.0% | $4,932+178.5% | $4,663+194.6% |
| Participant deferral / active EE | $15,254 | $8,419+81.2% | $8,065+89.2% | $6,689+128.0% |
| Admin fee / account holder | $9,619 | $15,035-36.0% | $12,993-26.0% | $13,390-28.2% |