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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,153 | $87,166+268.4% | $76,735+318.5% | $137,256+134.0% |
| Participation rate | 83.3% | 74.4%+9.0pp | 69.5%+13.8pp | 80.0%+3.4pp |
| Annual return | 15.88% | 26.50%-10.6pp | 29.77%-13.9pp | 220.34%-204.5pp |
| Employer contribution / active EE | $3,165 | $2,904+9.0% | $2,454+29.0% | $4,156-23.8% |
| Participant deferral / active EE | $5,759 | $4,726+21.9% | $4,088+40.9% | $6,407-10.1% |
| Admin fee / account holder | $3,420 | $8,403-59.3% | $7,189-52.4% | $12,270-72.1% |