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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,974 | $90,530+257.9% | $76,030+326.1% | $145,897+122.1% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.1%+10.9pp | 80.3%-0.3pp |
| Annual return | 13.31% | 625.08%-611.8pp | 361.54%-348.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $5,206 | $3,319+56.8% | $2,688+93.7% | $4,663+11.6% |
| Participant deferral / active EE | $9,372 | $5,164+81.5% | $4,257+120.1% | $6,689+40.1% |
| Admin fee / account holder | $75,160 | $8,383+796.5% | $6,421+1070.6% | $13,390+461.3% |