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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,476 | $88,702+50.5% | $81,780+63.2% | $145,978-8.6% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 10.27% | 1029.12%-1018.9pp | 776.27%-766.0pp | 550.52%-540.2pp |
| Employer contribution / active EE | $1,687 | $3,084-45.3% | $2,914-42.1% | $4,662-63.8% |
| Participant deferral / active EE | $3,220 | $4,645-30.7% | $4,321-25.5% | $6,690-51.9% |
| Admin fee / account holder | $2,206 | $8,414-73.8% | $7,384-70.1% | $13,400-83.5% |