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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,829 | $81,358+225.5% | $155,556+70.2% | $80,959+227.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 22.04% | 33.39%-11.3pp | 64.84%-42.8pp | 35.67%-13.6pp |
| Employer contribution / active EE | $4,136 | $3,106+33.2% | $4,675-11.5% | $2,757+50.0% |
| Participant deferral / active EE | $6,737 | $3,455+95.0% | $5,631+19.6% | $4,300+56.7% |
| Admin fee / account holder | $1,680 | $7,994-79.0% | $15,885-89.4% | $6,925-75.7% |