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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,829 | $81,233+226.0% | $155,567+70.2% | $80,874+227.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 22.04% | 33.33%-11.3pp | 64.74%-42.7pp | 35.62%-13.6pp |
| Employer contribution / active EE | $4,136 | $3,101+33.4% | $4,674-11.5% | $2,756+50.1% |
| Participant deferral / active EE | $6,737 | $3,452+95.1% | $5,628+19.7% | $4,297+56.8% |
| Admin fee / account holder | $1,680 | $7,998-79.0% | $15,916-89.4% | $6,935-75.8% |