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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,235 | $159,934+3.3% | $147,005+12.4% | $145,959+13.2% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 11.92% | 98.24%-86.3pp | 418.76%-406.8pp | 561.95%-550.0pp |
| Employer contribution / active EE | $2,158 | $5,287-59.2% | $4,934-56.3% | $4,661-53.7% |
| Participant deferral / active EE | $7,257 | $8,427-13.9% | $8,070-10.1% | $6,689+8.5% |
| Admin fee / account holder | $1,959 | $15,053-87.0% | $13,006-84.9% | $13,398-85.4% |