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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,612 | $79,223-19.7% | $102,460-37.9% | $74,478-14.6% |
| Participation rate | 47.7% | 74.8%-27.0pp | 76.5%-28.8pp | 67.2%-19.5pp |
| Annual return | 21.09% | 54.98%-33.9pp | 29.47%-8.4pp | 1370.56%-1349.5pp |
| Employer contribution / active EE | $1,085 | $2,363-54.1% | $3,025-64.1% | $2,626-58.7% |
| Participant deferral / active EE | $2,375 | $4,417-46.2% | $5,056-53.0% | $4,350-45.4% |
| Admin fee / account holder | $9,435 | $2,003+371.0% | $9,460-0.3% | $1,946+384.9% |