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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,196 | $88,815-63.7% | $81,882-60.7% | $145,897-77.9% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 15.90% | 1033.75%-1017.8pp | 779.47%-763.6pp | 552.29%-536.4pp |
| Employer contribution / active EE | $2,991 | $3,086-3.1% | $2,916+2.6% | $4,663-35.9% |
| Participant deferral / active EE | $1,040 | $4,647-77.6% | $4,323-75.9% | $6,689-84.4% |
| Admin fee / account holder | $1,180 | $8,434-86.0% | $7,360-84.0% | $13,390-91.2% |