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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,128 | $100,073-73.9% | $85,126-69.3% | $145,877-82.1% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 10.68% | 84.11%-73.4pp | 66.63%-56.0pp | 551.28%-540.6pp |
| Employer contribution / active EE | $830 | $3,236-74.3% | $2,731-69.6% | $4,663-82.2% |
| Participant deferral / active EE | $2,920 | $5,294-44.8% | $4,523-35.4% | $6,691-56.4% |
| Admin fee / account holder | $47,511 | $7,261+554.3% | $6,160+671.2% | $13,402+254.5% |