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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,465 | $134,817+85.0% | $123,973+101.2% | $155,188+60.8% |
| Participation rate | 69.2% | 79.4%-10.2pp | 76.7%-7.4pp | 80.8%-11.6pp |
| Annual return | 19.32% | 515.49%-496.2pp | 388.13%-368.8pp | 148.84%-129.5pp |
| Employer contribution / active EE | $1,388 | $4,425-68.6% | $4,126-66.4% | $4,248-67.3% |
| Participant deferral / active EE | $4,474 | $5,706-21.6% | $5,247-14.7% | $6,531-31.5% |
| Admin fee / account holder | $7,034 | $13,245-46.9% | $11,799-40.4% | $14,480-51.4% |