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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,465 | $114,119+118.6% | $107,187+132.7% | $138,895+79.6% |
| Participation rate | 69.2% | 78.1%-8.8pp | 75.0%-5.8pp | 79.9%-10.7pp |
| Annual return | 19.32% | 273.21%-253.9pp | 204.55%-185.2pp | 145.39%-126.1pp |
| Employer contribution / active EE | $1,388 | $4,059-65.8% | $3,782-63.3% | $4,194-66.9% |
| Participant deferral / active EE | $4,474 | $5,538-19.2% | $5,096-12.2% | $6,396-30.0% |
| Admin fee / account holder | $7,034 | $10,024-29.8% | $9,162-23.2% | $12,562-44.0% |