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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,381 | $117,846-38.6% | $102,434-29.3% | $145,884-50.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.97% | 31.90%-23.9pp | 29.46%-21.5pp | 551.85%-543.9pp |
| Employer contribution / active EE | $5,266 | $3,615+45.7% | $3,023+74.2% | $4,662+12.9% |
| Participant deferral / active EE | $13,420 | $5,733+134.1% | $5,055+165.5% | $6,690+100.6% |
| Admin fee / account holder | $184,878 | $13,356+1284.2% | $9,462+1853.9% | $13,392+1280.5% |