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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,720 | $68,097+279.9% | $62,929+311.1% | $137,256+88.5% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 14.27% | 1859.11%-1844.8pp | 1063.93%-1049.7pp | 220.34%-206.1pp |
| Employer contribution / active EE | $10,888 | $2,811+287.3% | $2,505+334.7% | $4,156+162.0% |
| Participant deferral / active EE | $10,872 | $4,553+138.8% | $3,888+179.6% | $6,407+69.7% |
| Admin fee / account holder | $17,156 | $6,521+163.1% | $5,065+238.7% | $12,270+39.8% |