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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,959 | $86,949+28.8% | $102,460+9.3% | $80,959+38.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 13.78% | 18.89%-5.1pp | 29.47%-15.7pp | 35.67%-21.9pp |
| Employer contribution / active EE | $6,029 | $2,370+154.4% | $3,025+99.3% | $2,757+118.7% |
| Participant deferral / active EE | $6,727 | $4,121+63.2% | $5,056+33.0% | $4,300+56.4% |
| Admin fee / account holder | $505 | $8,048-93.7% | $9,460-94.7% | $6,925-92.7% |