Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,592 | $106,524-72.2% | $152,301-80.6% | $87,485-66.2% |
| Participation rate | 48.3% | 75.8%-27.5pp | 82.4%-34.2pp | 68.9%-20.7pp |
| Annual return | 14.26% | 26.89%-12.6pp | 80.50%-66.2pp | 26.06%-11.8pp |
| Employer contribution / active EE | $1,435 | $3,371-57.4% | $4,624-69.0% | $2,596-44.7% |
| Participant deferral / active EE | $2,127 | $6,525-67.4% | $8,004-73.4% | $4,274-50.2% |
| Admin fee / account holder | $7,615 | $8,287-8.1% | $14,398-47.1% | $7,775-2.1% |