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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,698 | $102,429+162.3% | $147,096+82.7% | $80,925+232.0% |
| Participation rate | 79.5% | 75.9%+3.6pp | 82.2%-2.7pp | 67.7%+11.8pp |
| Annual return | 11.62% | 135.02%-123.4pp | 419.75%-408.1pp | 35.65%-24.0pp |
| Employer contribution / active EE | $3,284 | $3,716-11.6% | $4,936-33.5% | $2,756+19.2% |
| Participant deferral / active EE | $8,086 | $6,649+21.6% | $8,071+0.2% | $4,299+88.1% |
| Admin fee / account holder | $72,203 | $7,957+807.4% | $13,005+455.2% | $6,940+940.4% |