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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,698 | $102,422+162.3% | $147,117+82.6% | $80,959+231.9% |
| Participation rate | 79.5% | 75.9%+3.6pp | 82.2%-2.7pp | 67.7%+11.8pp |
| Annual return | 11.62% | 135.16%-123.5pp | 420.54%-408.9pp | 35.67%-24.0pp |
| Employer contribution / active EE | $3,284 | $3,717-11.6% | $4,932-33.4% | $2,757+19.1% |
| Participant deferral / active EE | $8,086 | $6,652+21.6% | $8,065+0.3% | $4,300+88.0% |
| Admin fee / account holder | $72,203 | $7,953+807.8% | $12,993+455.7% | $6,925+942.6% |