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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,061 | $75,832-49.8% | $147,618-74.2% | $59,633-36.2% |
| Participation rate | 43.9% | 71.6%-27.7pp | 84.6%-40.7pp | 68.7%-24.8pp |
| Annual return | -1.52% | 0.37%-1.9pp | 61.98%-63.5pp | 2041.40%-2042.9pp |
| Employer contribution / active EE | $737 | $3,485-78.9% | $5,565-86.8% | $2,203-66.5% |
| Participant deferral / active EE | $1,406 | $3,131-55.1% | $4,895-71.3% | $3,192-55.9% |
| Admin fee / account holder | $0 | $5,986-100.0% | $11,612-100.0% | $4,297-100.0% |