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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,487 | $106,524+13.1% | $152,301-20.9% | $87,485+37.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 15.63% | 26.89%-11.3pp | 80.50%-64.9pp | 26.06%-10.4pp |
| Employer contribution / active EE | $5,108 | $3,371+51.5% | $4,624+10.4% | $2,596+96.7% |
| Participant deferral / active EE | $10,507 | $6,525+61.0% | $8,004+31.3% | $4,274+145.8% |
| Admin fee / account holder | $8,717 | $8,287+5.2% | $14,398-39.5% | $7,775+12.1% |