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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,487 | $99,875+20.6% | $146,866-18.0% | $86,983+38.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 15.63% | 28.10%-12.5pp | 102.85%-87.2pp | 25.83%-10.2pp |
| Employer contribution / active EE | $5,108 | $3,224+58.4% | $4,425+15.4% | $2,584+97.6% |
| Participant deferral / active EE | $10,507 | $6,322+66.2% | $7,759+35.4% | $4,194+150.5% |
| Admin fee / account holder | $8,717 | $7,838+11.2% | $13,620-36.0% | $7,856+11.0% |