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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,270 | $180,749-84.4% | $160,784-82.4% | $137,256-79.4% |
| Participation rate | 88.9% | 80.0%+8.9pp | 77.0%+11.9pp | 80.0%+8.9pp |
| Annual return | 28.27% | 2234.46%-2206.2pp | 1803.92%-1775.7pp | 220.34%-192.1pp |
| Employer contribution / active EE | $2,007 | $4,155-51.7% | $3,733-46.2% | $4,156-51.7% |
| Participant deferral / active EE | $8,318 | $6,844+21.5% | $6,293+32.2% | $6,407+29.8% |
| Admin fee / account holder | $830 | $10,397-92.0% | $9,717-91.5% | $12,270-93.2% |