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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,530 | $99,995+133.5% | $85,063+174.5% | $145,978+60.0% |
| Participation rate | 58.3% | 74.1%-15.8pp | 67.5%-9.2pp | 80.3%-22.0pp |
| Annual return | 8.84% | 83.99%-75.1pp | 66.54%-57.7pp | 550.52%-541.7pp |
| Employer contribution / active EE | $1,631 | $3,231-49.5% | $2,727-40.2% | $4,662-65.0% |
| Participant deferral / active EE | $4,849 | $5,295-8.4% | $4,523+7.2% | $6,690-27.5% |
| Admin fee / account holder | $560 | $7,255-92.3% | $6,155-90.9% | $13,400-95.8% |