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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,915 | $88,754+54.3% | $81,820+67.3% | $145,877-6.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.69% | 1031.77%-1016.1pp | 777.93%-762.2pp | 551.28%-535.6pp |
| Employer contribution / active EE | $2,410 | $3,085-21.9% | $2,915-17.3% | $4,663-48.3% |
| Participant deferral / active EE | $8,643 | $4,648+86.0% | $4,323+100.0% | $6,691+29.2% |
| Admin fee / account holder | $552 | $8,424-93.4% | $7,391-92.5% | $13,402-95.9% |