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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,024 | $68,097-58.8% | $62,929-55.5% | $137,256-79.6% |
| Participation rate | 85.7% | 77.4%+8.3pp | 73.1%+12.6pp | 80.0%+5.8pp |
| Annual return | 18.89% | 1859.11%-1840.2pp | 1063.93%-1045.0pp | 220.34%-201.5pp |
| Employer contribution / active EE | $5,072 | $2,811+80.4% | $2,505+102.5% | $4,156+22.0% |
| Participant deferral / active EE | $999 | $4,553-78.1% | $3,888-74.3% | $6,407-84.4% |
| Admin fee / account holder | $1,142 | $6,521-82.5% | $5,065-77.5% | $12,270-90.7% |