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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,636 | $111,830+78.5% | $93,696+113.1% | $145,884+36.8% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 9.18% | 204.08%-194.9pp | 133.74%-124.6pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,865 | $3,093-39.7% | $2,422-23.0% | $4,662-60.0% |
| Participant deferral / active EE | $6,025 | $4,920+22.5% | $4,417+36.4% | $6,690-9.9% |
| Admin fee / account holder | $6,455 | $10,249-37.0% | $8,287-22.1% | $13,392-51.8% |