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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,056 | $106,749-53.1% | $145,433-65.6% | $82,448-39.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.36% | 27.59%-13.2pp | 66.58%-52.2pp | 41.64%-27.3pp |
| Employer contribution / active EE | $6,128 | $3,444+77.9% | $4,554+34.5% | $2,551+140.2% |
| Participant deferral / active EE | $13,065 | $6,519+100.4% | $7,897+65.4% | $4,139+215.6% |
| Admin fee / account holder | $9,055 | $8,390+7.9% | $13,129-31.0% | $7,234+25.2% |