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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,383 | $196,972+1.7% | $182,262+9.9% | $198,609+0.9% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 8.95% | 158.27%-149.3pp | 140.60%-131.7pp | 202.70%-193.8pp |
| Employer contribution / active EE | $1,978 | $5,364-63.1% | $5,046-60.8% | $5,055-60.9% |
| Participant deferral / active EE | $9,620 | $8,643+11.3% | $8,276+16.2% | $6,977+37.9% |
| Admin fee / account holder | $0 | $18,429-100.0% | $16,712-100.0% | $19,030-100.0% |