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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,630 | $64,517+184.6% | $81,438+125.5% | $80,874+127.1% |
| Participation rate | 94.3% | 63.9%+30.4pp | 69.5%+24.8pp | 67.6%+26.6pp |
| Annual return | 9.93% | 16.35%-6.4pp | 24.74%-14.8pp | 35.62%-25.7pp |
| Employer contribution / active EE | $12,758 | $1,982+543.7% | $2,460+418.5% | $2,756+363.0% |
| Participant deferral / active EE | $4,328 | $3,096+39.8% | $3,883+11.5% | $4,297+0.7% |
| Admin fee / account holder | $14,017 | $5,677+146.9% | $5,764+143.2% | $6,935+102.1% |