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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,630 | $63,845+187.6% | $81,370+125.7% | $80,959+126.8% |
| Participation rate | 94.3% | 63.9%+30.4pp | 69.5%+24.7pp | 67.7%+26.6pp |
| Annual return | 9.93% | 16.37%-6.4pp | 24.85%-14.9pp | 35.67%-25.7pp |
| Employer contribution / active EE | $12,758 | $1,980+544.4% | $2,464+417.8% | $2,757+362.7% |
| Participant deferral / active EE | $4,328 | $3,093+39.9% | $3,885+11.4% | $4,300+0.6% |
| Admin fee / account holder | $14,017 | $5,688+146.4% | $5,749+143.8% | $6,925+102.4% |