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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,253 | $157,829+44.0% | $136,867+66.0% | $198,609+14.4% |
| Participation rate | 90.0% | 77.2%+12.8pp | 74.5%+15.5pp | 82.4%+7.6pp |
| Annual return | 11.26% | 51.25%-40.0pp | 42.97%-31.7pp | 202.70%-191.4pp |
| Employer contribution / active EE | $2,900 | $3,923-26.1% | $3,547-18.2% | $5,055-42.6% |
| Participant deferral / active EE | $6,752 | $5,463+23.6% | $4,924+37.1% | $6,977-3.2% |
| Admin fee / account holder | $931 | $11,107-91.6% | $10,340-91.0% | $19,030-95.1% |