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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,409 | $183,539+126.3% | $155,556+167.0% | $145,897+184.7% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 16.86% | 61.31%-44.4pp | 64.84%-48.0pp | 552.29%-535.4pp |
| Employer contribution / active EE | $20,941 | $5,315+294.0% | $4,675+347.9% | $4,663+349.1% |
| Participant deferral / active EE | $20,128 | $6,467+211.2% | $5,631+257.5% | $6,689+200.9% |
| Admin fee / account holder | $80,835 | $19,275+319.4% | $15,885+408.9% | $13,390+503.7% |