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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,992 | $172,111+5.2% | $150,298+20.4% | $137,256+31.9% |
| Participation rate | 89.5% | 81.7%+7.8pp | 77.8%+11.7pp | 80.0%+9.5pp |
| Annual return | 10.73% | 69.37%-58.6pp | 62.79%-52.1pp | 220.34%-209.6pp |
| Employer contribution / active EE | $2,146 | $4,636-53.7% | $4,154-48.3% | $4,156-48.4% |
| Participant deferral / active EE | $5,482 | $6,166-11.1% | $5,453+0.5% | $6,407-14.4% |
| Admin fee / account holder | $3,155 | $16,471-80.8% | $14,116-77.6% | $12,270-74.3% |