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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,614 | $81,487+289.8% | $102,412+210.1% | $80,935+292.4% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 12.26% | 25.60%-13.3pp | 24.94%-12.7pp | 35.66%-23.4pp |
| Employer contribution / active EE | $13,447 | $3,103+333.4% | $3,870+247.5% | $2,757+387.8% |
| Participant deferral / active EE | $6,099 | $3,871+57.6% | $5,060+20.5% | $4,299+41.8% |
| Admin fee / account holder | $2,145 | $6,717-68.1% | $8,388-74.4% | $6,924-69.0% |