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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$118 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,756 | $101,499+91.9% | $147,005+32.5% | $74,546+161.3% |
| Participation rate | 82.5% | 75.5%+7.0pp | 82.2%+0.3pp | 67.2%+15.3pp |
| Annual return | 11.08% | 8732.34%-8721.3pp | 418.76%-407.7pp | 1366.03%-1355.0pp |
| Employer contribution / active EE | $5,891 | $3,811+54.6% | $4,934+19.4% | $2,624+124.5% |
| Participant deferral / active EE | $5,596 | $7,304-23.4% | $8,070-30.7% | $4,347+28.7% |
| Admin fee / account holder | $7 | $1,748-99.6% | $13,006-99.9% | $1,944-99.7% |