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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,878 | $72,071+593.6% | $68,368+631.2% | $137,256+264.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.01% | 353.14%-342.1pp | 292.57%-281.6pp | 220.34%-209.3pp |
| Employer contribution / active EE | $16,717 | $2,788+499.6% | $2,649+531.1% | $4,156+302.2% |
| Participant deferral / active EE | $20,318 | $4,410+360.7% | $4,123+392.8% | $6,407+217.1% |
| Admin fee / account holder | $190,936 | $5,336+3478.6% | $5,150+3607.6% | $12,270+1456.1% |