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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,718 | $111,535+101.5% | $105,223+113.6% | $137,256+63.7% |
| Participation rate | 52.4% | 78.1%-25.7pp | 75.0%-22.7pp | 80.0%-27.6pp |
| Annual return | 11.87% | 237.85%-226.0pp | 180.65%-168.8pp | 220.34%-208.5pp |
| Employer contribution / active EE | $2,230 | $3,939-43.4% | $3,689-39.5% | $4,156-46.3% |
| Participant deferral / active EE | $1,796 | $5,500-67.3% | $5,072-64.6% | $6,407-72.0% |
| Admin fee / account holder | $13,769 | $9,721+41.6% | $8,859+55.4% | $12,270+12.2% |