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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,552 | $72,071-13.2% | $68,368-8.5% | $137,256-54.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 1.51% | 353.14%-351.6pp | 292.57%-291.1pp | 220.34%-218.8pp |
| Employer contribution / active EE | $5,518 | $2,788+97.9% | $2,649+108.3% | $4,156+32.8% |
| Participant deferral / active EE | $0 | $4,410-100.0% | $4,123-100.0% | $6,407-100.0% |
| Admin fee / account holder | $5,559 | $5,336+4.2% | $5,150+8.0% | $12,270-54.7% |