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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,645 | $111,830+126.8% | $93,696+170.7% | $145,884+73.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.36% | 204.08%-189.7pp | 133.74%-119.4pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,658 | $3,093-46.4% | $2,422-31.5% | $4,662-64.4% |
| Participant deferral / active EE | $2,857 | $4,920-41.9% | $4,417-35.3% | $6,690-57.3% |
| Admin fee / account holder | $750 | $10,249-92.7% | $8,287-90.9% | $13,392-94.4% |