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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,445 | $183,516-64.9% | $155,534-58.6% | $145,884-55.8% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 13.47% | 61.43%-48.0pp | 64.92%-51.4pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,483 | $5,315-72.1% | $4,675-68.3% | $4,662-68.2% |
| Participant deferral / active EE | $6,663 | $6,467+3.0% | $5,630+18.3% | $6,690-0.4% |
| Admin fee / account holder | $1,917 | $19,293-90.1% | $15,900-87.9% | $13,392-85.7% |