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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,521 | $86,919+3.0% | $102,457-12.6% | $80,911+10.6% |
| Participation rate | 87.9% | 72.4%+15.5pp | 76.5%+11.4pp | 67.6%+20.2pp |
| Annual return | 11.39% | 18.90%-7.5pp | 29.41%-18.0pp | 35.63%-24.2pp |
| Employer contribution / active EE | $2,290 | $2,368-3.3% | $3,022-24.2% | $2,756-16.9% |
| Participant deferral / active EE | $3,080 | $4,119-25.2% | $5,054-39.1% | $4,297-28.3% |
| Admin fee / account holder | $1,229 | $8,049-84.7% | $9,451-87.0% | $6,935-82.3% |