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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,314 | $99,053-41.1% | $88,179-33.9% | $138,895-58.0% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.1%-19.1pp | 79.9%-29.9pp |
| Annual return | 13.05% | 78.17%-65.1pp | 64.97%-51.9pp | 145.39%-132.3pp |
| Employer contribution / active EE | $1,522 | $2,882-47.2% | $2,549-40.3% | $4,194-63.7% |
| Participant deferral / active EE | $2,188 | $5,225-58.1% | $4,614-52.6% | $6,396-65.8% |
| Admin fee / account holder | $8,047 | $8,748-8.0% | $7,673+4.9% | $12,562-35.9% |